Quick summary
Kochi's NRI community and IT workforce have strong financial planning needs. Here's how to find a SEBI-registered advisor with NRI expertise in 2026.
Kochi's financial advisor landscape
Kochi has a notable concentration of SEBI-registered RIAs, driven by the city's large NRI population. Kerala's Gulf diaspora (one of India's largest) creates high demand for NRI financial planning: FEMA-compliant investment structures, NRE/NRO account management, DTAA-optimised returns, and repatriation planning for returnees.
SEBI RIA fees in Kochi (2026)
Fees are broadly similar to Chennai and Hyderabad:
- One-time financial plan: ₹12,000–₹50,000
- Annual retainer: ₹16,000–₹85,000/year
- AUA-based: 0.5–2.5% per annum
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